Terms & Conditions

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Disclaimer

The information offered on this website is to provide a simple introduction to each insurance category only.  In no way should it be used on its own to replace personalised advice, as it may not apply to your specific set of circumstances.  Please refer to your policy documents for the full policy terms and conditions or contact us to discuss your specific needs.

As is common practice with websites, upon visiting our site a "cookie" maybe created. This is a small text file on your hard drive which means that our website will operate more quickly when you return and allows us to collect information regarding the usage of our website. You can choose whether or not to allow cookies by changing the settings in your internet browser.

Privacy Statement

Insurance Design Group Limited (“IDG”) values its clients’ privacy with the utmost regard.  IDG will not disclose your personal information to any third party, except where required in the process applying for, issuing, reviewing, and/or assisting with claims on, your insurances or as required by law.

IDG fully complies with and is bound by the Privacy Act 1993.

Copyright/Intellectual Property

All copyright and other intellectual property rights in the contents of this website are owned by IDG and all rights are reserved.

Disclosure Statements

On July 1st 2011 the Financial Advisors Act 2008 came into force. The Act specifies that anyone providing a financial service must be Registered at www.fspr.govt.nz and must have a Disclosure Statement.  These disclosure statements are provided to all of our clients and are free of charge.  Please contact us if you would like a copy.